• Assess the extent of damage. If the damage has left areas exposed to the weather, go ahead and make temporary repairs. If you don't have the materials to make temporary repairs, call a contractor and ask him to come out as soon as possible.
  
  
• For less serious property damage, you may be asked to obtain an estimate from a contractor to determine the cost of repairs.
  
  
• Obtain a copy of the Police Report for filing purposes if applicable.
  
  
• Take pictures of damage to your property.

After gathering information about the loss, report your claim to our office. Our Claims Manager will determine if a property appraiser is necessary, or if the claim will be handled by the insurance company’s claims adjuster based on a contractor's estimate and the extent of the damage your property has incurred.

In the case of burglary or vandalism losses, contact the police immediately. Once their visit is complete, call your report into our claims department. We will report your claim to the insurance company to begin the investigation and settlement process.

See the Property & Liability Claim Reporting Form for specific questions we will need answered when you contact us on a claim. Neither this document nor any information you input will be secure unless you do the following:

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