• You can help reduce the impact an employee injury can have by taking certain steps in the prompt reporting of your employee's injury.
  
  
• Gather the facts. Immediately obtain as much information as possible about how the injury occurred - even if you think the injury is not work-related. Remember, the employer's report of the injury is not an admission of liability.
  
  
• Use the First Report of Injury Form* for your applicable state of hire. Try to gather as much information as possible, but don't worry if you do not have the answers to each and every question. Be sure to talk with the employee's immediate supervisor and any witnesses.
  
  
• Obtain appropriate medical care for the injured employee. Direct the employee to a physician from your Panel of Physicians for the selection of a doctor for treatment.
  
  
• Advise the employee that you will be contacting him following the doctors appointment to determine their status.

Call or fax the First Report of Injury Form. It is important to report the injury within 24 hours directly to the insurance carrier. The information you have obtained should be reported via phone if it is a serious injury. Remember to keep a copy of the report for your records.

IMPORTANT: Even if your policy has a worker's compensation deductible, all claims should be submitted to your insurance carrier. The insurance carrier will bill your company for any payments made within the deductible range

It is especially important that your staff understand that all First Reports of Injury must be faxed directly to the insurance company which writes your Workers’ Compensation coverage. Delays in reporting Workers’ Compensation claims may result in penalties being imposed on your company by the State Workers’ Compensation Board.