PURPOSE
OF THIS NOTICE
Title
V of the Gramm-Leach-Bliley Act (GLBA) generally prohibits
any financial institution, directly or through its affiliates,
from sharing nonpublic personal information about you
with a non-affiliated third party unless the institution
provides you with a notice of its privacy policies and
practices, such as the type of information that it collects
about you and the categories of persons or entities
to whom it may be disclosed. In compliance with the
GLBA, we are providing you with this document, which
notifies you of the privacy policies and practices of
The A.I. Group, Inc. This will be an annual notification
under the terms of GLBA.
OUR
PRIVACY POLICIES AND PRACTICIES
INFORMATION
WE COLLECT: - We collect the following categories of
nonpublic personal information:
- Information
we receive from you on applications, claim forms
or other documents; and
- Information
about your transactions with us such as premium
or claim payments; and
- Information
we receive from nonaffiliated third parties such
as physicians, hospitals and medical personnel;
and
- Information
we receive from other insurers, employers and adult
family members.
- Other
information used in the process of administering
benefits.
Information
may relate to your physical and mental health, insurability,
finances, income, avocations and personal characteristics.
INFORMATION
WE MAY DISCLOSE TO THIRD PARTIES: - We do not disclose
any nonpublic personal information about you to Affiliates
and nonaffiliated third parties except as permitted
or required by law. We do not sell nonpublic personal
information about you. These policies continue even
after your relationship with us becomes inactive or
terminates.
Disclosures
permitted by law - We may disclose nonpublic personal
information about you to Affiliates and nonaffiliated
third parties to enable them to provide business services
to us. For example, information may be disclosed to
purposes such as: helping us to evaluate an application
for insurance or benefits, performing administrative
duties for us such as printing checks, or assisting
in the processing of a transaction you have requested
such as debiting your bank account for a premium. In
addition, we may ask an Affiliate to share information
to assist us in evaluating a claim, application for
insurance or other transaction.
Disclosures
required by law - We will disclose nonpublic personal
information about you when required to do so by law.
For example: in response to a subpoena; in response
to a request by the insurance regulatory authority of
your state; or to law enforcement in connection with
the detection and prevention of fraud.
OUR
PRACTICES REGARDING INFORMATION CONFIDENTIALITY AND
SECURITY:
We
restrict access to nonpublic personal information about
you to those employees who need to know that information
in order to provide products or services to you. We
maintain physical, electronic, and procedural safeguards
that comply with federal regulations to guard your nonpublic
personal information.
RESERVATION
OF THE RIGHT TO DISCLOSE INFORMATION IN UNFORESEEN CIRCUMSTANCES:
In
connection with the potential sale or transfer of its
interests, The A.I. Group and its affiliates reserves
the right to sell or transfer your information (including
but not limited to your address, name, age, sex, zip
code, state and country of residency and other information
that you provide through other communications) to a
third party entity that (1) concentrates its business
in a similar practice or service; (2) agrees to be The
A.I. Group’s successor in interest with regard
to the maintenance and protection of the information
collected; and (3) agrees to the obligations of this
privacy statement.
ACCESS
TO INFORMATION – Information collected about you
is confidential. We restrict access to personal information
about you to employees who need it to administer or
offer our products and services. We maintain physical,
electronic and procedural safeguards of data complying
with law. Employees are required to comply with our
confidentiality policies.
IF
YOU HAVE PRIVACY QUESTIONS: - If you have any questions
about the privacy of your information, please contact
us.
Mailing
Address:
PO BOX 80568
Athens, GA. 30608
Phone:
Office: 678.726.1000
Fax: 678.726.1020
